TERMS & CONDITIONS
WESTERN UNION ® MONEY TRANSFER SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS BY INTERCASH FINANCIAL SERVICES ZRT
“WILL CALL” SERVICE
Western Union Money Transfer ® transactions can be sent and picked up at Intercash Zrt.'s locations in Hungary and at Western Union agent locations worldwide. Call the number listed below for the address and hours of nearby locations. Some locations are open 24 hours.
DELIVERY TIME – Regular money transfers are usually available within minutes for pick up by the recipient, subject to hours of operation of the receiving Western Union Service Provider location. Delays and other restrictions apply in certain countries. Call any of the numbers below for details.
TRANSFERABLE AMOUNT – A maximum daily amount of USD 7,000 or HUF equivalent to this may be transferred per person per day from Hungary through the Money Transfer Service and the same amount or its equivalent in HUF may be paid out per person per calendar day in Hungary . Individual offices of the Service Provider shall transfer or pay out a lower amount, of maximum USD 2,500 or HUF equivalent. The employee at the office of your choice shall inform you of this limit if asked to.
TRANSFERS – Money transfers initiated in Hungary are accepted only in cash (in USD or HUF). The following data is required for initiating a transfer:
• Amount to be transferred
• Exact name of receiver; country (city, state of destination in certain cases as required by Western Union and/or relevant laws)
• Name and exact address (phone number) of sender, and identifiers required by relevant rules
• Indication of valid identity papers (if any) of the receiver
PAYMENT – Money transfers will normally be paid in cash, but some agents at abroad may pay by check or a combination of cash and check. All payments are subject to availability of the amount transferred, the required currency or other instrument. Payment shall be performed in line with the conditions applicable at the Western Union Service Provider's payment location. The following data is required for paying out a transfer:
• Name of payee, and identifiers required by relevant laws
• Exact name of sender and the sending country
• Transferred amount (±10% difference)
Payment is personal and we do not accept proxy.
At locations of Intercash Zrt. money can be paid in and out in USD or HUF. At some locations of the Service Provider transfers may be paid in and out only in HUF. You may be informed about currencies available at your selected office at the customer service telephone number indicated below.
FOREIGN EXCHANGE, RATE FIXING – Money transfers will normally be paid in the currency of the destination country (in Hungary it shall be USD or HUF; in some countries, payment is available in the official currency and/or USD). In addition to the transfer fees applicable to each transaction, the Western Union Service Provider will apply a currency exchange rate set by Western Union . Currency exchange rate difference arising between the rate applied for cash received and cash paid out by Western Union will be kept by Western Union (and, in some instances, by the Western Union Service Provider) in addition to the transfer fee.
Additional information about exchange rates for specific destination countries can be obtained by calling any of the numbers at the bottom of this form.
Western Union's system will convert currency at the rate of exchange set by Western Union available at the time the sender pays in the funds..
MONEY TRANSFER CONTROL NUMBER (MTCN)
Money transfer control number is the ordinal number of the transfer; therefore it is not an identification number or a secret code. In Hungary the money transfer control number is not a condition for the payment of the funds, however, that may be regulated differently in other countries. You may be informed about that at the customer service telephone numbers indicated below.
SPECIAL SERVICES
TEST QUESTIONS may be used if the receiver can not identify himself in accordance with the provisions of the business regulations. In case of Test Question transactions if the principal amount of the money transfer does not exceed USD 1000 (or local equivalent). Different limits may apply for money transfers to or from certain countries. Test Question transactions may require an additional fee at certain foreign Service Providers. For certain destinations a Test Question is required for all transactions (regardless of the principal amount) and, in addition, the receiver may be required to provide identification. You may be informed about detailed rules of test question transactions at the time of sending funds, at the customer service telephone numbers indicated below, or at www.westernunion.com .
TELEPHONE NOTIFICATION to the recipient that a money transfer is available is offered in most countries for an additional fee.
SUPPLEMENTAL MESSAGES may be included with money transfers sent to most countries for an additional fee.
Please contact the customer service at any of the numbers listed below for current information regarding the use of a Special Service for the destination of your money transfer.
REFUND AND ADMINISTRATIVE CHARGE— Intercash Zrt will refund the principal amount of a money transfer upon the written request of the sender if payment to the recipient is not made within 45 days. Intercash Zrt will refund the transfer fee upon written request of the sender if the money transfer is not available to the recipient within the time specified for the selected service due to the Service Provider's conduct or to, conditions beyond the control of the Service Provider. To the extent allowed by law , Intercash Zrt may deduct an administrative charge from money transfers that are not picked up within 45 days.
INTERCASH ZRT DOES NOT GUARANTEE THE DELIVERY OR SUITABILITY OF ANY GOOD OR SERVICE PAID FOR BY MEANS OF A WESTERN UNION MONEY TRANSFER. YOU ARE CAUTIONED AGAINST SENDING MONEY FOR SUCH TRANSACIONS.
IN NO EVENT SHALL INTERCASH ZRT, WESTERN UNION OR ANY OF ITS AGENTS BE LIABLE FOR DAMAGES FOR DELAY, NONPAYMENT OR UNDERPAYMENT OF THIS MONEY TRANSFER, OR NON-DELIVERY OF ANY SUPPLEMENTAL MESSAGE, WHETHER CAUSED BY NEGLIGENCE ON THE PART OF THEIR EMPLOYEES OR AGENTS OR OTHERWISE, BEYOND THE SUM EQUIVALENT TO USD 500 (IN ADDITION TO REFUNDING THE PRINCIPAL AMOUNT OF THE MONEY TRANSFER AND THE TRANSFER FEE). IN NO EVENT WILL INTERCASH ZRT, WESTERN UNION OR ITS AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES. THE FOREGOING DISCLAIMER SHALL NOT LIMIT INTERCASH ZRT'S OR WESTERN UNION'S LIABILITY FOR DAMAGES RESULTING FROM INTERCASH'S OR WESTERN UNION'S GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT IN THOSE JURISDICTIONS WHERE SUCH A LIMITATION OF LIABILITY IS VOID.
When a Western Union agent accepts a check draft, credit or debit card or other non-cash form of payment, neither Western Union nor the agent assumes any obligation to process or pay the money transfer if the form of payment is not collectable, nor do they assume any liability for damages resulting from nonpayment of the money transfer by reason of such non collect ability.
Western Union and its agents may decline to accept, process or pay any money transfer that any of them determines in their sole discretion violates any applicable law or Western Union policy.
MEASURES FOR THE PREVENTION OF MONEY-LAUNDERING – Intercash Zrt. hereby expresses its intentions to perform all expectable measures for the prevention of money-laundering. In line with Article33, paragraph (1) of Act CXXXVI of 2007 on the prevention of money-laundering and terrorism financing (PML), Intercash Zrt has prepared its internal regulation for performing its obligations under PML, which regulation fully incorporates and follows the sample regulation provided by the Hungarian Financial Supervisory Authority including suggestions by the Financial Information Agency of the Customs and Excise Guard Central Crime Command (VPKBP-PIO).
If required by law, Intercash Zrt shall identify its customers and record their data in the depth and way prescribed by law. If any data, fact or circumstance implying money laundering would arise, the identifying person shall forthwith report it to the person in charge appointed by Intercash Zrt, who shall forward this report to the Financial Information Agency of the Customs and Excise Guard Central Crime Command. Performance of the reporting obligation shall not be regarded as violation of bank-, securities-, insurance-, fund- or business secret, or breaching any other limitation of data or information provision under the law.
INVOICE
On request of the client an invoice will be issued for the service fee at the Customer Service Center (H- 1052 Budapest, Pesti Barnabás u. 4.).
BUSINESS REGULATIONS
Our company provides its activities according to the business regulation displayed in its business premises. By filling in the present form You approve of the regulations of the Business Regulations.
DATA MANAGEMENT
By signing the money transfer the client shall consent to the data management of his data in accordance with Intercash Zrt's Business Regulations. You declare that with the signature of the money transfer you provide personal data of the receiver at your responsibility, the aim of which is the fulfillment of money transfer.
WE HEREBY CALL THE ATTENTION OF OUR CUSTOMERS THAT THE CASH TRANSFER UNDER POINT 16, ANNEX I OF ACT CXII OF 1996 ON CREDIT INSTITUTIONS AND FINANCIAL ENTERPRISES SHALL ONLY BE PRO VI DED TO EXISTING NATURAL PERSONS, IN THIS FRAMEWORK THE SENDING AND THE RECEI VI NG PERSON MAY NOT BE THE SAME. INTERCASH ZRT SHALL HAVE NO LIABILITY ON VI OLATION OF THIS REQUIREMENT BY ITS CLIENTS.
INTERCASH ZRT AND WESTERN UNION RESERVE THE RIGHT TO CHANGE THESE TERMS AND CONDITIONS WITHOUT NOTICE TO YOU AT ANY TIME.
WESTERN UNION FINANCIAL SERVICES, INC., P.O. Box 4430, Bridgeton, MO 63044USA
FOR CENTRAL AMERICAN CUSTOMER SERVICE, PLEASE CALL: +1-720-332-1000
INTERCASH PÉNZÜGYI SZOLGÁLTATÓ ZRT.
Hungary, 1052 Budapest, Pesti Barnabás u. 4.
CUSTOMER SERVICE: +36-1-235-8484
Tax number: 11765686-1-41
Copyright © 2008 WESTERN UNION FINANCIAL SERVICES, INC.
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